Enables homeowners and commercial property owners to finance upgrades by attaching an assessment on the property tax bill that can be paid over time. If the property owner defaults on payment, the property may be foreclosed on by the PACE provider. Learn more.
Developed by the State of California for homeowners, this loan does not require home equity. In some cases, this loan may be repaid on the utility bill. It may also fund up to 30 percent towards any renovation project. Learn more.
Offered through PG&E for commercial property owners, this interest-free option does not require money down and is paid on the utility bill. It is limited to energy efficiency projects in the PG&E rebate program. Learn more.
Contracts administered by third parties that package energy efficiency as a service that commercial property owners pay for through energy savings.
Conventional loan option for homeowners or commercial property owners in which the borrower pledges an asset as collateral. If the loan defaults, the property may be foreclosed on by the lender.
Homeowners and commercial property owners can lease energy equipment or a solar system, while making regular payments to lessor over time. The lessor owns the equipment, but the lessee may be able to purchase it at the end of the lease.
Loan option for homeowners and commercial property owners that does not require collateral, but does have credit requirements.